Match bank statements to invoices with 98%+ accuracy. Built natively for Oracle ERP Cloud. Deploy in days, not months.
Traditional approaches leave money on the table. Encais changes that.
Four seamless steps from bank statement to posted receipt.
Pull bank statements from Oracle BIP reports automatically via scheduled jobs or on-demand triggers.
5-layer AI engine processes each bank line against open receivables with contextual understanding.
Human approval via enterprise spreadsheet grid with full Excel export/import workflow for offline review.
Create and apply receipts back to Oracle ERP Cloud via REST APIs with full audit trail.
Each layer progressively increases accuracy. Most matches resolve in layers 1-3.
From cash application to billing management -- everything you need on one platform.
Add and modify matching rules without code changes. Priority-based rule chains adapt to your business.
Match one payment to multiple invoices with automatic amount allocation and remainder handling.
Export to Excel, review and edit offline, import back. Familiar workflow for your finance team.
EN, FR, ES, PT, AR, ZH, TH -- full UI localization and multi-script remittance parsing.
Direct BIP report pulling, REST API receipt creation, SOAP integration. No middleware needed.
Claude, GPT, Azure OpenAI, or private LLMs. Swap providers without changing your workflow.
Handle receipt reversals, bounced checks, and chargebacks with full Oracle integration and audit trail.
Track and resolve customer deductions with reason codes, dispute management, and credit memo matching.
Park unmatched cash on customer accounts until invoices are raised. Auto-match when invoices appear.
Automatic FX rate handling with realized gain/loss calculation for multi-currency payments.
Complete customer view: payment behavior, open balance, aging, credit limit, and AR contact details.
KPI cards, charts, and live activity feed. Monitor match rates, exceptions, and team productivity.
Complete billing pipeline visibility: contracts, milestones, backlog, draft invoices to AR transfer -- all in one view.
Track contract lines, billing methods (milestone/progress), events, completion dates, and holds.
Full draft-to-AR workflow: create, approve, release, transfer. Track printed, accounted, and rejected statuses.
Proactive alerts for blocked milestones, missing tax codes, funding limit breaches, and stuck invoices.
Bulk data via Oracle BI Publisher reports -- one call replaces hundreds of REST calls. Cached at edge.
Automated collections follow-up with configurable escalation paths and customer communication templates.
See why teams switch from legacy cash application platforms.
| Feature | Encais | Serrala | HighRadius | BlackLine |
|---|---|---|---|---|
| Match Rate | 98%+ | 99% | 95%+ | ~90% |
| Rule Engine | Config + AI | Fixed | Fixed + ML | ML only |
| Setup Time | Days | Weeks | 1 Week | Weeks |
| Oracle Integration | Direct | Connectors | HEX | Generic |
| Review UX | Excel-grade Grid | Basic | Portal | Portal |
| Billing Module | Built-in | No | No | No |
| AI Explainability | Yes | No | No | No |
| Returns/Reversals | Full workflow | Basic | Yes | Limited |
| Deductions | AI + Rules | Rules | ML | Manual |
| Cross-Currency | Auto FX | Yes | Yes | Limited |
| Customer 360 | Built-in | No | Add-on | No |
| Cost | $$ | $$$$$ | $$$$$ | $$$$ |
Enterprise-grade reliability built for global scale.
Join finance teams who have reduced manual matching by 80%. Get started in days with zero disruption to your Oracle ERP Cloud environment.